BULLISHBEAR
SERVICE TERMS

Terms of use

These terms govern access to Bullish Bear and state the boundaries of its educational chart-learning service.

Effective 30 August 2026 · Version 2026-08-30 · XXVIII Ltd, company no. 08184502

Trader and service

Bullish Bear is a trading name of XXVIII Ltd. Its complete statutory identity and registered-office details are on the Company information page. Bullish Bear provides technical-analysis education, deliberate practice and personal historical-study tools. It is not a broker, investment adviser, signal service or promise of future performance.

Accounts and eligibility

Public pages, learning catalogues, Research descriptions, challenge rules and rankings may be browsed without an account. Starting a course or study, opening an interactive practice or Quickfire session, and entering a specific challenge requires a free account and completed public profile. Completing profile setup starts one 21-day period of full practice access without a card or automatic payment. Accounts completed before public activation receive the same period from the published activation time. You are responsible for protecting your sign-in method and for activity under your account. Do not share paid access, impersonate another person, bypass access controls or use automated methods to extract the historical-data library. A paid subscription may be purchased only by someone aged 18 or over who can enter a binding contract.

Historical data and educational results

Charts use certified historical datasets and concealed future windows, but data may contain provider corrections, omissions or market-specific limitations. Practice scores and Research Lab outputs describe historical exercises only. The separate Risk disclosure forms part of these terms.

Bullish Bear Challenge Hub

Every open competition is included during the 21 days of full practice access; starting a new competition after that period requires membership. A new competition opens weekly, each remains open for fourteen days, and the two formats use separate chart packs containing 1-minute, 5-minute, 1-hour, 4-hour and Daily charts. Judgment Sprint scoring uses a fixed five-candle horizon, correctness and server-measured chart time. A correct decision earns at least 700 of the available 1,000 points for that chart, while the remaining 300 points reduce continuously across the first sixty seconds; leaving an active Sprint chart does not pause its timer, while time between charts is not counted. Portfolio Challenge ranking uses ending virtual capital after the entrant selects direction, a maximum holding period from one to twenty candles, allocation, leverage and any optional stop or target. Virtual capital, profits and losses have no cash value and are not brokerage transactions.

Entry requires a public account username and either a supplied Bullish Bear avatar or optional uploaded profile picture. That identity follows the account and may appear on challenge leaderboards together with the account’s completed-chart activity star and any challenge-ranking flairs it has earned. Do not use a username or image that impersonates another person, infringes rights, contains unlawful or abusive material, or misrepresents an affiliation. Bullish Bear may remove or replace inappropriate profile material and may suspend challenge access where necessary to protect the field.

Judgment Sprint and Portfolio Challenge each have a permanent fifty-position public field. Each verified player contributes only their strongest completed result in that format, so a weaker later attempt does not lower an existing position. Sprint ties are resolved by correct-chart count and then total chart time. Portfolio ties are resolved by lower maximum drawdown, lower largest allocation, lower maximum leverage and then correct-chart count; decision speed does not affect Portfolio ranking. Disclosed Bullish Bear strategy profiles fill unoccupied benchmark positions; they are simulated profiles representing defined styles, not people, financial institutions or customer accounts. Verified players replace lower strategy positions automatically and receive priority when every ranking measure is identical. The top ten positions are featured, with positions eleven to fifty available in the complete field view. Entries not completed before closing expire and do not update a personal best. Attempts to automate, share answers or manipulate timing may be removed. We send each entrant one transactional event-result email after the relevant competition closes.

Full practice access, retained account and membership

When the displayed 21-day access structure is activated, the free period begins without payment details after profile setup and does not convert automatically into a paid subscription. During the period it includes unlimited Train Your Judgement and Quickfire Roulette, entry to every open Market Judgement Challenge, the complete Beginner course, the complete RSI Effect Research study, Personal Performance and saved results. Other courses and Research studies require membership, although a clearly labelled introductory preview may be shown. When the period ends, progress, reports, saved lessons, challenge history, rankings and profile achievements remain attached to the account, but starting another interactive exercise requires membership. If the period ends during an active lesson, chart or challenge decision, that activity may be completed to its normal boundary before the next access check.

When live billing is expressly activated, Bullish Bear Premium is offered at £9.99 per month or £99 per year unless a different price is clearly displayed before purchase. Subscriptions renew automatically for the selected interval until cancelled. The checkout must show the selected price, interval, applicable tax, renewal terms and total before confirmation. No other discount, free trial or promotional term applies unless it is expressly displayed with its duration and post-offer price.

Paddle, payment and tax

Paddle acts as merchant of record for paid subscriptions: it processes the transaction, calculates applicable sales tax, issues payment documents and provides the buyer portal. Bullish Bear supplies and supports the educational service. Bullish Bear does not store complete card details.

Cancellation, access and refunds

You may cancel at any time through the subscription portal reached from Your Account. Cancellation takes effect at the end of the current paid billing period and prevents another renewal; access continues until that period ends unless law or a refund decision requires otherwise. A learner-data deletion request does not itself cancel a Paddle subscription, so an active subscription must be ended first. Refund and statutory withdrawal requests may be made through Bullish Bear Support or Paddle buyer support. Nothing in these terms removes a mandatory consumer right.

Immediate digital access

Paid checkout remains disabled until it records the current legal version and obtains any express request, consent and acknowledgement required before paid digital access begins during a statutory cancellation period. Paddle remains inactive while that evidence path and the remaining commercial launch gates are completed; the free 21-day access period does not require checkout.

Acceptable use and licences

  • Do not interfere with the service, probe protected systems, introduce malicious material or circumvent security controls.
  • Do not redistribute purchased or licensed market data, application source, narrated course assets or substantial parts of the learning library.
  • Do not present Bullish Bear educational results as personalised financial advice or as verified live-trading performance.
  • Bullish Bear grants you a personal, limited, non-exclusive, non-transferable right to use the service for learning while your access remains valid. No ownership of content, software, branding or data licences transfers to you.

Availability, suspension and changes

The service may be updated, corrected or temporarily unavailable. Access may be suspended where reasonably necessary for security, misuse, legal compliance or non-payment. Material subscription or contractual changes will be communicated before they take effect where required; changes will not remove accrued statutory rights.

Responsibility and consumer rights

Bullish Bear does not guarantee uninterrupted availability, a particular learning outcome or trading success. Nothing excludes liability that cannot lawfully be excluded, including liability for fraud or for death or personal injury caused by negligence. Your statutory rights as a consumer remain unaffected.

Governing law and disputes

These terms are governed by the law of England and Wales. If you are a consumer elsewhere, mandatory protections and any right to bring proceedings in your home jurisdiction remain unaffected. Raise a complaint first through private Support so it can be investigated and answered in-platform.